Terms and Condition
Terms and Conditions
Please read these terms and conditions carefully before using our services. By accessing or using our website and services, you agree to be bound by these terms and conditions.
Use of Services
Our services are provided for informational and educational purposes only. You agree to use our services responsibly and in compliance with all applicable laws and regulations. We reserve the right to suspend or terminate your access to our services if we believe you have violated these terms and conditions.
Intellectual Property
All content and materials available on our website, including but not limited to text, graphics, logos, images, and software, are the property of Parklane Financial or its licensors. You agree not to reproduce, distribute, modify, or create derivative works of any content without our prior written consent.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Parklane Financial. We are not responsible for the content or privacy practices of these third parties. You acknowledge and agree that we shall not be liable for any damages or losses incurred by you as a result of your use of or reliance on any third-party websites or services.
Disclaimer of Warranty
Our services are provided on an "as is" and "as available" basis, without any warranties or representations, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information or content provided through our services. You acknowledge that any reliance on such information or content is at your own risk.
Limitation of Liability
In no event shall Parklane Financial or its affiliates, directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services. This includes but is not limited to damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify and hold Parklane Financial and its affiliates, directors, officers, employees, and agents harmless from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or in connection with your use of our services or any violation of these terms and conditions.
Modification of Terms
We reserve the right to modify or update these terms and conditions at any time without prior notice. Any changes to these terms and conditions will be effective immediately upon posting on our website. Your continued use of our services after the posting of any changes constitutes your acceptance of such changes.
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes or claims arising out of or related to these terms and conditions shall be resolved exclusively in the courts of [Jurisdiction].
Contact Us
If you have any questions, concerns, or inquiries regarding these terms and conditions, please contact us using the information provided on our website.
Retention of Personal Information
We retain your personal information for as long as necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required or permitted by law. Once the retention period expires, we will securely dispose of or anonymize your data to prevent unauthorized access or use.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with their personal information, please contact us immediately. We will take steps to remove the information from our records.
International Data Transfers
If you are accessing our services from outside the country where our servers are located, your personal information may be transferred across international borders. By using our services, you consent to the transfer of your data to the country where our servers are located, which may have different data protection laws than your jurisdiction.
Your Rights and Choices
You have the right to access, update, and correct your personal information held by us. You may also have the right to request the deletion of your data, restrict or object to certain processing activities, or withdraw your consent. To exercise these rights, please contact us using the information provided in the "Contact Us" section of this policy.
California Residents
If you are a California resident, you have certain privacy rights under the California Consumer Privacy Act (CCPA). These rights include the right to know what personal information we collect, disclose, and sell about you, as well as the right to request the deletion of your personal information. For more information about your rights and how to exercise them, please refer to our separate California Privacy Notice.
Governing Law
This privacy policy is governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes or claims arising out of or related to this policy shall be resolved exclusively in the courts of [Jurisdiction].
Consent
By using our services or providing us with your personal information, you consent to the collection, use, and processing of your data as described in this privacy policy.
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Please read these terms and conditions carefully before using our services. By accessing or using our website and services, you agree to be bound by these terms and conditions.
Use of Services
Our services are provided for informational and educational purposes only. You agree to use our services responsibly and in compliance with all applicable laws and regulations. We reserve the right to suspend or terminate your access to our services if we believe you have violated these terms and conditions.
Intellectual Property
All content and materials available on our website, including but not limited to text, graphics, logos, images, and software, are the property of Parklane Financial or its licensors. You agree not to reproduce, distribute, modify, or create derivative works of any content without our prior written consent.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Parklane Financial. We are not responsible for the content or privacy practices of these third parties. You acknowledge and agree that we shall not be liable for any damages or losses incurred by you as a result of your use of or reliance on any third-party websites or services.
Disclaimer of Warranty
Our services are provided on an "as is" and "as available" basis, without any warranties or representations, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information or content provided through our services. You acknowledge that any reliance on such information or content is at your own risk.
Limitation of Liability
In no event shall Parklane Financial or its affiliates, directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services. This includes but is not limited to damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify and hold Parklane Financial and its affiliates, directors, officers, employees, and agents harmless from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or in connection with your use of our services or any violation of these terms and conditions.
Modification of Terms
We reserve the right to modify or update these terms and conditions at any time without prior notice. Any changes to these terms and conditions will be effective immediately upon posting on our website. Your continued use of our services after the posting of any changes constitutes your acceptance of such changes.
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes or claims arising out of or related to these terms and conditions shall be resolved exclusively in the courts of [Jurisdiction].
Contact Us
If you have any questions, concerns, or inquiries regarding these terms and conditions, please contact us using the information provided on our website.
Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and without prior notice. Upon termination, your right to use our services will immediately cease, and any provisions of these terms and conditions that should reasonably survive termination will continue to apply.
User Conduct
When using our services, you agree to abide by the following guidelines:
- You will not engage in any activity that is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable.
- You will not upload, post, or transmit any content that infringes upon the rights of others, including intellectual property rights.
- You will not interfere with or disrupt our services or servers, or violate any requirements, procedures, policies, or regulations of networks connected to our services.
- You will not attempt to gain unauthorized access to our services, user accounts, or computer systems.
- You will not engage in any form of data mining, data harvesting, or extraction of information from our services.
We reserve the right to investigate and take appropriate legal action against any violations of these guidelines, which may result in the termination or suspension of your access to our services.
Severability
If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
Entire Agreement
These terms and conditions constitute the entire agreement between you and Parklane Financial regarding the use of our services and supersede any prior or contemporaneous agreements, communications, and proposals, whether oral or written.
Waiver
The failure to enforce any right or provision of these terms and conditions shall not be deemed a waiver of such right or provision. Our failure to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision.
Assignment
You may not assign or transfer any rights or obligations under these terms and conditions without our prior written consent. We may freely assign or transfer these terms and conditions without restriction.
Language
The original version of these terms and conditions is written in the English language. In the event of any inconsistencies or discrepancies between the English version and any translated version, the English version shall prevail.
Changes to the Services
We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of our services.